The Gulf imports most of its food and holds trillions in Islamic capital seeking real assets. AgroHub channels that mandate into pre-financed, satellite-verified Pakistani harvests — Shariah-structured, warehouse-collateralised, with grain delivered to your market. Capital in, harvest out.
Overseas farmland acquisition is capital-heavy, politically exposed, and slow. A forward-purchase structure achieves the same food-security outcome — with less capital at risk and a Shariah-native form.
Large upfront capital, land-title and political risk, long payback, operational burden of farming abroad, and reputational exposure. Little liquidity, and no Shariah structure by default.
Fund a named crop via a Shariah-structured forward purchase (Salam is pending SSB ruling and not yet offered) at a set price and grade. AgroHub arranges and verifies; the farmer would be paid up front and grow to spec; graded grain is delivered to your market at harvest. Capital works, then returns as trade margin. Salam is pending Shariah Supervisory Board ruling and is not yet offered.
Every crop cycle becomes a named, verifiable asset with the safeguards an investment committee underwrites.
Sentinel-2/-1 confirms planting and tracks crop health all season — your independent eyes on the field.
Graded harvest into an accredited store; an Electronic Warehouse Receipt (SBP regime) makes the stock bankable collateral.
Murabaha, Ijara or Musharakah (Salam pending SSB ruling), drafted with reference to AAOIFI standards. Our Shariah Supervisory Board appointment is in progress — no structure originates ahead of its ruling.
Graded, traceable grain shipped to a named buyer in your country — food security, physically delivered.
Crop and cargo Takaful structured per transaction — partner discussions under way; cover attaches as structures go live.
An auditable Shariah, financial and impact record per cycle — capital deployed, tonnes moved, farmer income.
An illustrative forward-purchase cycle (Salam is pending Shariah Supervisory Board ruling and is not offered) as an investment committee might follow it — dated in Hijri and Gregorian, with the growth trace taken from a real monitored mango orchard in our satellite pipeline. No contract was concluded on this orchard. The same fruit that lands in Dubai each summer.
Illustrative: under a Salam structure, the full price is paid at inception for a defined grade and quantity at a set delivery date. Such a structure is pending SSB ruling and not offered today. Orchard verification would cover registry, GPS boundary and grower KYC.
Flowering begins. From here the field is never unobserved — every Sentinel-2 pass lands in the record. This is the actual trace:
Canopy at its strongest — the curve above peaks at 0.57. Grade and volume projections firm up, and any stress would already have shown, weeks before it could surprise anyone.
Picked, graded, packed to the contracted specification. The satellite curve falls as the orchard is cleared — the data confirming, in its own language, that the crop came off.
Karachi to Jebel Ali — roughly 640 nautical miles, among the shortest grain-and-produce corridors into the Gulf. Cargo Takaful attaches for the crossing.
Delivery completes the Salam — possession passes, the sale onward realises the trade spread, and capital returns having financed a real crop, a real farmer, and a real cargo. Then the next cycle begins.
An illustrative cycle, mapped onto genuine satellite observations from our monitoring pipeline (dates indicative; orchard anonymised). No Salam originates before the Shariah Supervisory Board rules — this page shows how the structure works, not a transaction on offer.
Each Gulf market has a different lever — a sovereign food-security mandate, an agri-trade house, a diversification fund. The instrument adapts.
A sovereign food-security mandate and an explicit overseas-supply strategy — channelled into pre-financed harvests rather than land.
Agri-trade houses and DIFC funds seeking Shariah-structured, real-asset yield with a trade-flow attached.
State-backed food-security vehicles diversifying supply post-blockade — forward purchase locks price and volume.
The deepest Islamic capital pool and the Bursa sukuk market — natural fit for equity-style participation in verified farms.
You pay the full price today for a named crop, grade and delivery date, typically at a discount to spot. The farmer gets working capital up front; you get physical grain (or its cash equivalent) at harvest. A classical structure of Islamic trade finance, in continuous use for centuries.
Equity-style participation in a verified production cycle — profit shared by ratio, loss by capital contribution. Suited to funds seeking upside beyond a fixed trade margin.
Detailed structures, unit economics and the current pilot are shared with qualified investors under NDA.
The Gulf has the mandate. Pakistan has the harvest. The bridge is built of verification, not promises.